Nursing Home / Long-Term Care Planning
Planning for long-term care isn’t just about choosing a facility—it’s about protecting your comfort, dignity, and savings. At Transitions To Retirement LLC, we help you prepare for nursing home, assisted living, or in-home care without relying on expensive long-term care insurance.
Transitions To Retirement LLC with 30 years experience.
What We Do:
We walk you through options like VA Aid & Attendance benefits, Medicaid planning, asset protection strategies, and other programs that can offset care costs without draining your savings.
We help you structure finances and essential documents (beneficiary designations, POA/health directives, titling) so you can meet eligibility rules, avoid penalties, and reduce unnecessary expenses.
Every situation is unique. We tailor a plan to your health needs, family support, preferred care setting, and budget—so the path is clear before a crisis hits.
Our focus is preserving assets, reducing out-of-pocket costs, and accessing the highest quality care available to you.
Buying long-term care insurance can be costly and premiums only get higher as you age. At Transitions To Retirement LLC, we believe in creating a solid plan now—so you’re prepared if the need arises—without paying for insurance you may never use. Our strategies help you safeguard your assets and ensure access to quality care, no matter what the future holds.
Bottom line: You get a practical, tailored roadmap so you can secure the care you need—without the burden of costly insurance and without guesswork.
Smart nursing home planning—protecting your future without costly insurance.
A simple, one-time $250 fee covers lifetime consulting and advice for both spouses—including Medicare, Social Security, proactive tax planning (IRMAA), income planning, legal document guidance (Wills & POAs), veterans benefits, and long-term care planning.
No renewals. No hourly billing. Just answers when you need them. See what’s included.
Transitions To Retirement LLC Consulting
No. Insurance is one option, not the only one. We compare alternatives (VA benefits, Medicaid planning, asset strategies) and show you what best fits your situation.
Earlier is better—ideally in your late 50s to early 60s—so you have more choices and lower costs. But we can help at any stage, even if a transition is already underway.
Medicare may cover short-term skilled care after a qualifying hospital stay. It does not cover long-term custodial care. That’s why proactive planning matters.
Often, yes—with proper structuring and timing. We outline lawful strategies to protect savings while meeting program rules and maintaining eligibility.