Transitions To Retirement
In One Hour Now. Less Stress Later.
Most people wing it — and that’s exactly when mistakes happen. At Transitions To Retirement Consultants, we provide expert guidance and advice to help you make the right decisions — potentially saving you thousands.
Trusted Partner
Transitions To Retirement LLC. is not here to pitch products — we’re here to help people. Whether you’re retiring next month or just starting to think about what’s ahead, our team walks with you every step of the way. From Medicare to income planning, legal prep to lifestyle shifts — we’ve done this for decades, and we’re still passionate about getting it right.
Helping You Retire With Confidence Retirement isn’t the end — it’s your next chapter. Whether you're just getting started or already packing the boxes, we’re here to help you make smart, confident choices.
You get all of this — and more — with a personalized consultation — just one-time fee for a lifetime of consulting.
No pressure. Just expert guidance tailored to your future.
Why Us?
It’s more than just enrollment — it’s a strategy.
Should you enroll now or wait?
Which plans work — and which don’t?
The wrong choice could cost you thousands in penalties and fees.
When to file, how to file, how not to get shortchanged.
We’ll help you avoid the common mistakes that cost people thousands.
Retirement income isn’t tax-free.
What to draw, when, and how to avoid surprises.
Wills, trusts, POA —
and why it matters before you're sick..
You've earned them — are you using them? Guidance beyond Google.
We specialize in Aid & Attendance planning.
Every year, thousands are denied due to improper planning — that’s where we come in.
No, it's not too late — but it's time.
We'll map your income, your goals, and your options.
What does life after work actually look like?
Live fully. Plan wisely. Retire with fewer surprises.
Transitions To Retirement LLC helps you prepare with a plan — smartly, not fearfully — and without buying insurance. Because without a plan, families can lose everything they’ve worked so hard for.
We believe it starts with a plan — not a guess.
Proper planning is essential. Our experts make complex decisions easier to navigate,
so you’ll know exactly what to do when the time comes.
Guidance that makes the complex simple.
Transitions To Retirement LLC will work with strategies that create real-life impact — for today and the future.
How Does It Work?
The first step is getting a clear picture of where you are today. Which means understanding your income sources, current savings, healthcare needs, and lifestyle goals. At Transitions To Retirement LLC, we start with a conversation to learn about you and your family. From there, we build a personalized roadmap that covers Medicare, Social Security timing, tax planning, and long-term care strategies. Starting early by laying the right foundation, you will move into retirement with confidence.
Medicare is a great starting point, but it often doesn’t cover everything you’ll need. For example, prescription drug costs, long-term care, and certain out-of-pocket expenses can add up quickly. That’s why we review your healthcare needs each year and guide you through the best coverage options. Transitions To Retirement LLC makes sure you understand what Medicare will pay for — and what it won’t — so you can fill the gaps without overspending. The right plan is about balancing coverage, cost, and peace of mind.
The age at which you claim Social Security can significantly affect your lifetime benefit. Claiming early gives you smaller checks for a longer period, while waiting until full retirement age or later can increase your monthly benefit. At Transitions To Retirement LLC, we help you evaluate your health, income needs, and spousal benefits so you can make the smartest decision for your situation..
Not at all. While attorneys are helpful for specialized legal issues, most retirement planning decisions revolve around financial, tax, and healthcare strategies. Our consultants guide you through key legal documents like Wills and Powers of Attorney without hefty attorney fees, so you can protect your wishes and your assets affordably.
If you or your spouse served in the military, you may be eligible for valuable programs like Aid & Attendance, which can help cover the cost of in-home care, assisted living, or nursing care. We review your service history, income, and medical needs, then guide you through the application process so you can take full advantage of the benefits you’ve earned.
Yes. Planning is one of the best gifts you can give yourself and your family. Long-term care can be expensive. Waiting until a crisis hits can drain your savings. We help you explore affordable alternatives such as Medicaid planning, VA benefits, and asset protection strategies so you can secure care without losing everything you’ve worked for.
Absolutely. Buying more insurance isn’t always the right answer. We specialize in strategies like proactive tax planning, structuring your finances, and leveraging government programs to preserve your assets. The goal is to protect your financial security without unnecessary, costly premiums.
Budgeting is about tracking spending. An income plan is about creating a reliable stream of money in retirement that covers your life needs. We design customized income strategies using Social Security, pensions, annuities, and investments to ensure your cash flow lasts as long as you do—while managing taxes and inflation.
We keep it simple: one fee, for life.
Transitions To Retirement LLC charges a one-time $250 fee. This fee covers a retirement planning consultation for both you and your spouse for life. That includes Medicare, Social Security, tax planning, income strategies, VA benefits, legal guidance, and long-term care planning. No renewals. No hourly billing. Answers and support when you need them.